See Some of Canada’s Best Rates Below!

Rates updated as of March 11, 2019


5 Year Fixed




Uninsurable

Purchase/Transfer/Refi

3.49%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insurable

Purchase/Transfer/Switch

3.39%


Up to 80% LTV

45 Day Rate Hold

20% PrePayment Privilege

Insured

Purchase/Transfer/Switch

3.29%

Must be >80% LTV

120 Day Rate Hold

10% PrePayment Privilege


5 Year Variable





Uninsurable

Purchase/Transfer/Refi

3.45%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insurable

Purchase/Transfer/Switch

3.15%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insured

Purchase/Transfer/Switch

2.90%

Must be >80% LTV

120 Day Rate Hold

20% PrePayment Privilege


4 Year Fixed




Uninsurable

Purchase/Transfer/Refi

3.56%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insurable

Purchase/Transfer/Switch

3.56%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insured

Purchase/Transfer/Switch

3.54%

Must be >80% LTV

120 Day Rate Hold

20% PrePayment Privilege


3 Year Fixed




Uninsurable

Purchase/Transfer/Refi

3.39%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insurable

Purchase/Transfer/Switch

3.34%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insured

Purchase/Transfer/Switch

3.24%

Must be >80% LTV

45 Day Rate Hold

20% PrePayment Privilege


3 Year Variable





Uninsurable

Purchase/Transfer/Refi

4.10%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insurable

Purchase/Transfer/Switch

3.35%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insured

Purchase/Transfer/Switch

3.10%

Must be >80% LTV

120 Day Rate Hold

20% PrePayment Privilege


2 Year Fixed




Uninsurable

Purchase/Transfer/Refi

3.49%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insurable

Purchase/Transfer/Switch

3.54%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insured

Purchase/Transfer/Switch

3.19%

Must be >80% LTV

45 Day Rate Hold

20% PrePayment Privilege


1 Year Fixed




Uninsurable

Purchase/Transfer/Refi

3.39%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insurable

Purchase/Transfer/Switch

3.59%


Up to 80% LTV

120 Day Rate Hold

20% PrePayment Privilege

Insured

Purchase/Transfer/Switch

3.19%

Must be >80% LTV

45 Day Rate Hold

20% PrePayment Privilege


HELOC




Uninsurable

Purchase/Transfer/Refi

4.45%


Up to 80% LTV

120 Day Rate Hold

Fully Open

Insurable

Purchase/Transfer/Switch

4.45%


Up to 80% LTV

120 Day Rate Hold

Fully Open

Insured

Purchase/Transfer/Switch

N/A

N/A

N/A

N/A

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